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Life Insurance

JACFA members have life insurance benefits both as part of our collective
agreement and also in the FNEEQ Group Insurance Plan with La Capitale:

Collective Agreement

Our contract provides JACFA members with a death benefit of $6400
if their workload is 70% or over, or $3200 if it is less than 70%.

FNEEQ Group Insurance Plan

Basic Life Insurance

All members of JACFA under 65 years of age can purchase life insurance
in the amount of two times their annual salary. If you are between
65 and 69 years of age, the amount available is one time your salary.
At age 70, this is reduced to $10,000.

Optional Life Insurance

If you and/or your spouse are under 70 years of age and want to
purchase more life insurance, it is available in blocks of $20,000 up to a
maximum of $140,000 per person. The rates vary by age, sex and
whether or not you are a smoker.

Dependant Life Insurance

You can purchase life insurance for your spouse and dependants. For your
spouse, the benefits are limited to $10,000 if under 65 years old, $4000
between 65 and 69 years, and $2000 aged 70 or older. For children,
the benefit is $4000 beginning 24 hours after birth.

Accidental Death and Dismemberment Insurance

This insurance doubles the amount of your life insurance in the case of an
accidental death or dismemberment. It is automatically included with Basic Life coverage.

For more detailed information about life insurance:

• consult your insurance booklet by clicking on the link at the top of the page.
• contact the La Capitale Customer Service department at 514-873-6506
in Montreal, or at 1-800-463-4856 toll-free outside the Montreal region.
• contact Beverly Graham in Human Resources at John Abbott at local 5050.
• contact the JACFA office in P-105 or by phone at local 5506 and we will
try to get the information you need.

For current life insurance rates, follow the link at the top of this page.