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Health Insurance

All members of JACFA with a workload over 33% are required either to join the
FNEEQ health insurance plan or to show evidence of comparable insurance
from another source (by Quebec law this cannot be the government's universal
drug plan unless you are over 65 years old). This insurance covers drug, hospitalization, travel and paramedical expenses. Please note that this
does not include lab tests as they are available in the public system.

Eligible prescription drug expenses are paid at 80% for the first $2000 (90%
for generic drugs, 68% for "innovative" drugs [brand-name drugs for which a
generic alternative is available]), after which they are reimbursed 100%.
There is no deductible amount.

Our plan pays 100% of the cost (over medicare) of semi-private hospital accommodation.

Eligible paramedical expenses are covered at 80% up to the applicable
maximum annual and per visit amount.

For more detailed information about health insurance:

— consult your insurance booklet and annual information updates by clicking on the link at the top of the page.
— contact the La Capitale Customer Service department at 514-873-6506
in Montreal, or at 1-800-463-4856 toll-free outside the Montreal region.
— contact Beverly Graham in Human Resources at John Abbott at local 5050.
— contact the JACFA office in P-105 or by phone at local 5506 and we will
try to get the information you need.

For current health insurance rates or to get a medical expense claim form in English or in French, follow the links at the top of this page.